Rubén Hernández-Murillo ======================= Email: • Website: [rubenhm.org](http://www.rubenhm.org) • 314-827-6381 (c) • Citizenship: US • Skills/ Interests ----------------- + R, Python, SQL, MATLAB, Stata. + RStudio Connect, Git, GitHub, GitLab. + Text analytics and machine learning models in economics. + Public speaking. Work Experience --------------- ### Analysis ### 2022-Present : _KeyBank, N.A._ Quant Analytics Sr Assoc. ### Research ### 2015-2022 : _Federal Reserve Bank of Cleveland._ Policy economist. 2000-2015 : _Federal Reserve Bank of St. Louis._ Economist. + Published 25 scholarly articles and 50+ nontechnical articles. + Topics: applied microeconomics; econometrics and forecasting; real estate economics; regional economics. + Served as reviewer for 40+ academic journals. ### Policy ### 2015-Present : _Federal Reserve Bank of Cleveland._ + Developed tools in _R Shiny_ to analyze text information collected from a Qualtrics survey of business contacts. + Wrote nontechnical articles on current economic conditions in the Fourth District and the nation. + Briefed the Bank’s President, Boards of Directors of the Bank’s branches, and industry and community leaders on current economic conditions in the Fourth District and the nation. 2000-2015 : _Federal Reserve Bank of St. Louis._ + Served as reviewer in Federal Reserve System’s _Comprehensive Capital Analysis and Review_ (CCAR). (2012-2014) + Chaired Federal Reserve System’s _Committee on Regional Analysis_; organized its _Annual Conference_. (2013-2014) + Coordinated the St. Louis District's _Beige Book_. (2002-2014) + Briefed the Bank’s President, Boards of Directors of the Bank’s branches, and industry and community leaders on current economic conditions in the Eighth District and the nation. 1994-1995 : _ITAM, CAIE (Center for Economic Research and Analysis)._ Junior researcher. + Wrote periodical reports on economic conditions in Mexico. ### Teaching ### 2013 (summer) : _Washington University in St. Louis. Olin Business School._ Managerial economics. 2002 (spring) : _ITAM. CIE (Center for Economic Research)._ Intermediate microeconomics; industrial organization (master's). 1998, 1999 : _University of Rochester. Department of Economics._ Intermediate microeconomics. Education --------- 2001 : PhD in Economics. _University of Rochester._ 1998 : MA in Economics. _University of Rochester._ 1995 : BA in Economics, _summa cum laude_. _ITAM (Instituto Tecnológico Autónomo de México)._ Selected and Recent Publications -------------------------------- 2020 : [“Assessing Layoffs in Four Midwestern States during the Pandemic Recession.”](https://dx.doi.org/10.26509/frbc-ec-202021) (with Pawel M. Krolikowski) _Federal Reserve Bank of Cleveland Economic Commentary_, no. 2020-21 (August). 2019 : [“Interjurisdictional Competition with Adverse Selection.”](https://dx.doi.org/10.1016/j.jpubeco.2019.01.012) _Journal of Public Economics_, 173, pp. 85--95. 2018 : [“A State Level Analysis of Okun’s Law.”](https://dx.doi.org/10.1016/j.regsciurbeco.2017.11.005) (with Amy Y. Guisinger, Michael T. Owyang, and Tara Sinclair) _Regional Science and Urban Economics_, 68, pp. 239-248. 2017 : [“Clustered Housing Cycles.”](https://dx.doi.org/10.1016/j.regsciurbeco.2017.06.003) (with Michael T. Owyang and Margarita Rubio) _Regional Science and Urban Economics_, 66 (Sep), pp. 185–97. 2010 : [“Strategic Online Banking Adoption,”](http://dx.doi.org/10.1016/j.jbankfin.2010.03.011) (with Gerard Llobet and Roberto Fuentes) _Journal of Banking and Finance_, 34(7), pp. 1650–1663.